Spring Lake Homes under $400,000

Welcome to Spring Lake, North Carolina—a hidden gem that perfectly blends small-town charm with vibrant community spirit. Nestled just a stone's throw away from the bustling city of Fayetteville, Spring Lake offers residents a serene atmosphere while still providing easy access to urban amenities. With its picturesque landscapes, friendly neighborhoods, and a rich history, it’s no wonder that Spring Lake is becoming a sought-after destination for homebuyers.

One of the most appealing aspects of Spring Lake is its affordability. Here, you can find a variety of homes under $400,000, making it an ideal choice for first-time buyers, families, and anyone looking to invest in a thriving community. From cozy single-family homes to modern townhouses, there’s something for everyone. Many properties boast spacious yards, perfect for outdoor gatherings, gardening, or simply enjoying the beautiful North Carolina weather.

In addition to its affordable housing options, Spring Lake is surrounded by natural beauty. Residents can enjoy the nearby scenic parks, hiking trails, and the picturesque banks of Lake Rim, perfect for outdoor enthusiasts. The city also hosts various community events throughout the year, fostering a sense of belonging and camaraderie among its residents.

With its welcoming atmosphere, affordable homes, and proximity to both nature and urban conveniences, Spring Lake is the perfect place to call home. Come discover the charm of this delightful community and find your dream home today!

Newest Spring Lake Homes under $400,000

$334,900

3 Beds ⋅ 3 Baths ⋅ 770208 MLS

Welcome to 56 Orchard Falls, located in the highly desired Anderson Creek Club, a premier gated golf community conveniently situated between Fayetteville and Raleigh. This 3-bedroom, 2.5-bath home offers desirable features, and access to an incredible collection of community amenities. Inside, you’ll find hardwood floors, a cozy gas fireplace, and a comfortable living space. All bedrooms are located upstairs, including the spacious primary suite featuring a walk-in closet with custom shelving, dual vanities, a walk-in shower, and a relaxing, jetted garden tub. A huge bonus room upstairs provides endless possibilities for a home office, media room, playroom, or additional living space. Step outside to the patio and enjoy a peaceful wooded backdrop—an ideal spot for morning coffee or unwinding at the end of the day. Living in Anderson Creek Club means enjoying an exceptional lifestyle with tons of amenities included in the HOA fee, including internet, multiple swimming pools, tennis and pickleball courts, a splash pad, multiple playgrounds, and so much more. The community also offers an on-site golf course, dining, and daycare, making everyday life convenient without sacrificing the amenities you love. If you’re looking for a home that combines comfort and an unbeatable community lifestyle, 56 Orchard Falls is one you won’t want to miss!

56 Orchard Falls Drive, Spring Lake

Listing courtesy of AC REALTY. Contact:

$152,500

2 Beds ⋅ 1 Baths ⋅ 770292 MLS

Beautifully Renovated & Truly Move-In Ready! This charming home has been completely renovated with no projects needed; just move in and enjoy! Major 2026 updates include all new windows, a new roof, HVAC system, water heater, and electrical panel, with permitted work completed and passed inspection by the City for added peace of mind. Inside, you’ll find spacious bedrooms, freshly painted interior, and durable LVP flooring throughout. The beautifully updated bathroom features a relaxing tub with a tiled shower surround. Outside, enjoy plenty of yard space with a fully fenced yard, perfect for entertaining, pets, or simply relaxing. Conveniently located just minutes from Walmart, restaurants, pharmacies, local shopping, and Fort Bragg, this home offers comfort, convenience, and value in one package. Come see this adorable, beautifully renovated home today!

623 Eva Circle, Spring Lake

Listing courtesy of ALL AMERICAN REALTY GROUP. Contact:

$284,900

3 Beds ⋅ 3 Baths ⋅ 770409 MLS

$10,000 Lender Incentive! New construction home in Spring Lake. This two-story floor plan, the Slater, built by A&G Residential, 3-bedroom, 2.5-bath home offers over 1,500 square feet, a 1-car garage, and a 0.34-acre lot with inviting covered front and back porches. Step inside to a foyer that leads into a functional main-level layout featuring a convenient powder room, dining area, kitchen, and family room. The kitchen is equipped with granite countertops, island, and stainless steel appliances. Upstairs, all three bedrooms are conveniently located along with a full hall bath and dedicated laundry room. The primary suite features a tray ceiling, walk-in closet, and private bath complete with a dual-sink vanity, quartz countertops, and walk-in shower. Two additional bedrooms provide flexibility for family, guests, or a home office.

265 Appaloosa Drive, Spring Lake

Listing courtesy of COLDWELL BANKER ADVANTAGE - FAYETTEVILLE. Contact:

$284,900

3 Beds ⋅ 3 Baths ⋅ 770407 MLS

$10,000 Lender Incentive! New construction home in Spring Lake. This two-story floor plan, the Slater, built by A&G Residential, 3-bedroom, 2.5-bath home offers over 1,500 square feet, a 1-car garage, and a 0.20-acre lot with inviting covered front and back porches. Step inside to a foyer that leads into a functional main-level layout featuring a convenient powder room, dining area, kitchen, and family room. The kitchen is equipped with granite countertops, island, and stainless steel appliances. Upstairs, all three bedrooms are conveniently located along with a full hall bath and dedicated laundry room. The primary suite features a tray ceiling, walk-in closet, and private bath complete with a dual-sink vanity, quartz countertops, and walk-in shower. Two additional bedrooms provide flexibility for family, guests, or a home office.

191 Appaloosa Drive, Spring Lake

Listing courtesy of COLDWELL BANKER ADVANTAGE - FAYETTEVILLE. Contact:

$229,000

3 Beds ⋅ 2 Baths ⋅ 770365 MLS

Updated Comfort & Proven Convenience — Welcome home to this beautifully updated, well-maintained 3-bedroom, 2-bathroom property situated just 10 minutes from Fort Bragg. Step inside to an efficient, maximized layout featuring fresh paint throughout and sleek luxury vinyl plank (LVP) flooring through the main living area. The kitchen comes fully equipped with modern stainless steel appliances, offering a streamlined space designed for everyday ease. Relax in the spacious bedrooms complete with new plush carpet, complemented by two updated full bathrooms. Outdoors, step onto the expansive back deck overlooking a private backyard—ideal for entertaining or enjoying a quiet evening retreat. Delivering move-in-ready comfort, updated finishes, and an unbeatable location, this property offers true peace of mind. This won’t last long, schedule your showing today!

121 Elfreth Lane, Spring Lake

Listing courtesy of THE BARGE GROUP. Contact:

$305,000

4 Beds ⋅ 3 Baths ⋅ 769784 MLS

Hey future homeowner, this might be the one you’ve been waiting for! 24 Polk Street offers plenty of space, great updates, and a backyard you’ll actually want to enjoy. Inside, you’ll find fresh new interior paint, new carpet, a comfortable living area with a fireplace, a spacious kitchen and dining area, a primary suite, and three additional bedrooms. The home also features two new HVAC systems and fresh exterior paint, giving you some of the big updates already taken care of. Step outside and you’ll find a pool ready for those warm North Carolina days, plus a shed for extra storage. The attached garage gives you even more parking and storage space. Conveniently located near shopping, dining, schools, major commuting routes, and the Fort Bragg area. If you’ve been looking for a home with space, updates, and a pool, you’ll definitely want to put this one on your list to see! Lender incentives available when using the preferred lender, Charles Skinner with Edge Home Finance. For more information, contact Charles Skinner directly at (949) 285-3352 or charles.skinner@edgehomefinance.com, or apply online at https://edge.my1003app.com/2122713/agent/whitleywright/register?time=1767630148661 Listing agent has an ownership interest in the property.

24 Polk Street, Spring Lake

Listing courtesy of BOWDEN ELITE REALTY. Contact:

$289,999

3 Beds ⋅ 3 Baths ⋅ 766161 MLS

No HOA! Welcome to this beautifully crafted new construction home by Furr Construction, situated on just under a half-acre lot and thoughtfully designed for today's lifestyle. This stunning two-story home features an open-concept floor plan with stylish finishes and functional living spaces throughout. Step inside to a grand two-story foyer that creates an impressive first impression. The spacious living room flows effortlessly into the kitchen, making it the perfect space for entertaining and everyday living. The kitchen showcases granite countertops, stainless steel appliances, a functional lunch bar, and overlooks a bright breakfast nook filled with natural light. Laminate flooring throughout the main level adds warmth, durability, and easy maintenance. Upstairs, retreat to the spacious primary suite featuring two oversized walk-in closets, providing exceptional storage and comfort. Two additional bedrooms, a full bathroom, and a conveniently located upstairs laundry room complete the second level. Enjoy the privacy and flexibility of a No HOA community while having plenty of outdoor space on your generously sized homesite. Home is currently under construction. Preferred lending available through Alpha Mortgage Advantage. Buyers should verify all selections, finishes, colors, features, and materials with the listing agent at the time of contract, as they are subject to change during construction

202 Lanier Drive, Spring Lake

Listing courtesy of COLDWELL BANKER ADVANTAGE - FAYETTEVILLE. Contact:

$309,999

3 Beds ⋅ 2 Baths ⋅ 766156 MLS

No HOA! Discover the perfect blend of comfort and functionality in this beautifully designed new construction ranch home situated on just under a half-acre lot. Featuring 3 bedrooms, 2 full bathrooms, and a finished bonus room, this thoughtfully designed split floor plan offers privacy and flexibility for today's lifestyle. The spacious primary suite is tucked away on one side of the home and includes a large walk-in closet and a private ensuite bath with dual vanities and a standalone shower. On the opposite side of the home, two additional bedrooms share a full bath, also featuring dual vanities, making busy mornings a breeze. At the heart of the home, the open-concept kitchen boasts granite countertops throughout, a large center island, abundant cabinet space, a pantry, and a bright breakfast nook filled with natural light. The kitchen flows seamlessly into the living area, making it ideal for everyday living and entertaining. Additional highlights include a side-entry garage, a finished bonus room perfect for a home office, playroom, or guest space, and a peaceful setting with no HOA restrictions. Home is currently under construction. Preferred lending available through Alpha Mortgage Advantage. Buyers should confirm all selections and finishes at the time of contract, as they are subject to change during construction.

4398 Overhills Road, Spring Lake

Listing courtesy of COLDWELL BANKER ADVANTAGE - FAYETTEVILLE. Contact:

$329,999

4 Beds ⋅ 3 Baths ⋅ 766155 MLS

**No HOA! Enjoy the freedom of homeownership without the restrictions of a community association in this thoughtfully designed two-story home. Featuring 4 bedrooms and 2.5 bathrooms, this home offers a functional layout with all bedrooms conveniently located on the second floor. Step inside to a welcoming foyer that opens to a formal dining room, ideal for hosting family dinners or special occasions. The spacious living room flows seamlessly into the kitchen, creating an open-concept design that's perfect for everyday living and entertaining. The kitchen is equipped with granite countertops, a center island, abundant cabinetry, and plenty of workspace. A conveniently located half bath completes the main level. Upstairs, the private primary suite features a large walk-in closet and an ensuite bath with dual vanities, a soaking tub, and a separate shower. Three additional bedrooms share a full bathroom with a tub/shower combination, while the second-floor laundry room adds everyday convenience. This plan offers a third-car garage option for additional parking or storage. A covered rear porch provides space to relax and enjoy the outdoors. Home is currently under construction. Preferred lending available through Alpha Mortgage Advantage.**

4414 Overhills Road, Spring Lake

Listing courtesy of COLDWELL BANKER ADVANTAGE - FAYETTEVILLE. Contact:

$309,999

3 Beds ⋅ 3 Baths ⋅ 766159 MLS

No HOA! Welcome to the Cooper floor plan by Furr Construction, a thoughtfully designed two-story home situated on just under a half-acre lot. Offering 3 bedrooms, 2.5 bathrooms, and an open, functional layout, this home is perfect for both everyday living and entertaining. Step inside to a dramatic two-story foyer that opens into a spacious living room. The open-concept design flows seamlessly into the kitchen, where you'll find an oversized center island, granite countertops throughout, abundant cabinetry, a walk-in pantry, and a bright breakfast nook overlooking the backyard. A convenient mudroom and half bath complete the main level. Upstairs, the private primary suite features a spacious walk-in closet and a luxurious ensuite bath with dual vanities, a standalone shower, and a separate soaking tub. Two additional bedrooms share a full bathroom with dual vanities and a tub/shower combination. The upstairs laundry room adds everyday convenience by keeping it close to all the bedrooms. Enjoy the freedom of no HOA while having plenty of outdoor space on your generously sized homesite. Home is currently under construction. Preferred lending available through Alpha Mortgage Advantage. Buyers should confirm all selections, finishes, colors, and materials with the listing agent at the time of contract, as features are subject to change during construction

220 Lanier Drive, Spring Lake

Listing courtesy of COLDWELL BANKER ADVANTAGE - FAYETTEVILLE. Contact:

$349,900

3 Beds ⋅ 3 Baths ⋅ 100605739 MLS

Excellent opportunity in Anderson Creek community. This low maintenance 3-bedroom 2.5 bath home has a screened in porch that backs up to private wooded area. This home offers a 2-car attached garage and fireplace. Open layout has kitchen with granite countertops, island and stainless-steel appliances. It has a dedicated dining area and family room. There is an upstairs bonus room that could be used as a 4th bedroom. Easy drive to Ft. Bragg, employment, schools, shopping, restaurants, support services. Neighborhood is a gated community with many social amenities including Championship golf course, a clubhouse with restaurant and bar, fitness center, pools, tennis and pickleball courts. There are also scenic walking and biking trails. The community offers planned events and social activities. The Anderson Creek Inn is available for shorter stays. The POA dues include fiber-optic high-speed internet and lawn maintenance. Agents: please read private remarks before contacting LA.**NC Disclosure not required, survey not available, seller addenda comes after offer is negotiated.

36 Spruce Hollow Cir, Spring Lake

Listing courtesy of Coldwell Banker Advantage-Smithfield. Contact:

$339,900

4 Beds ⋅ 2 Baths ⋅ 769352 MLS

ALL KINDS OF UPGRADES ON THIS 4 BR/2 BA HOME IN A NEIGHBORHOOD WITH NO HOA! THIRD GARAGE BAY FOR MOTORCYCLE AND CAR ENTHUSIASTS! For all you car and motorcycle enthusiasts, this lovely home is for you with its perfect 3 bay garage! This beautifully maintained home has everything you need to relax, entertain, and enjoy life. Downstairs has a split floor plan that includes three bedrooms and two bathrooms with an open living/dining and kitchen area. Upstairs had a spacious bonus room with a closet that can be used as a bedroom, office, additional living space, or whatever you desire. The house has solid surface floors throughout making cleaning a breeze! The attractive covered deck is less than two years old and provides outdoor entertaining that is so fun and cool! Quick drive to Fort Bragg and Fayetteville. (This subdivision is truly a hidden gem and is not part of an HOA.) The owners plumbed the fireplace and kitchen stove with propane making it a chef’s delight! A whole house commercial water filtration system was added with multiple filters. Also added was a Generac solar panel powered battery generator bank with 9.6 kw panels capable of running the entire house during a power outage. There are times when the system sends power back to the grid! The attic was insulated with R55+ in addition to the garage being insulated. The gorgeous floors are both hardwood, engineered hardwood, and ceramic tile. The sparkling stainless look refrigerator is less than a year old and conveys with the house along with the washing machine and dryer. Come and see all this impeccable home has to offer!

74 Jaylin Oaks Drive, Spring Lake

Listing courtesy of OLIVE & CO REALTY. Contact:

Start Your Search

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.