Cumberland County Homes under $400,000

Welcome to Cumberland County, North Carolina, a vibrant community that perfectly blends Southern charm with modern conveniences. Nestled in the heart of the Tar Heel State, Cumberland County is known for its rich history, diverse culture, and an array of outdoor activities that make it a fantastic place to call home.

One of the most appealing aspects of living in Cumberland County is the affordability of housing. With a variety of homes available for under $400,000, this area opens the door for families, first-time buyers, and investors alike. Whether you’re searching for a cozy bungalow, a spacious family home, or a charming townhouse, Cumberland County has options that cater to a range of lifestyles and preferences.

The county boasts excellent schools, beautiful parks, and a strong sense of community, making it an ideal environment for raising children or enjoying a relaxed retirement. Outdoor enthusiasts will appreciate the proximity to recreational areas, including the scenic Cape Fear River and numerous hiking trails, perfect for weekend adventures.

Cumberland County is also home to a rich cultural scene, with local festivals, art galleries, and historical sites that celebrate its heritage. With easy access to nearby cities like Fayetteville, residents enjoy the benefits of a quieter lifestyle while still being close to urban amenities.

If you're looking for an affordable yet vibrant place to settle down, Cumberland County, NC, is the perfect destination. Explore the available homes under $400,000 today and discover your dream home in this welcoming community!

Newest Cumberland County Homes under $400,000

$249,900

3 Beds ⋅ 2 Baths ⋅ 100608410 MLS

Welcome to this inviting 3-bedroom, 2-bath home situated on approximately 0.60 acres in Fayetteville. The open layout connects the kitchen, dining, and living areas, highlighted by abundant natural light and a soaring ceiling. The primary suite is conveniently located on the main floor with a walk-in closet, while upstairs offers two additional rooms, a bonus room, and storage. Recent updates include LVP flooring, a remodeled guest bath, fresh interior paint, a new garage door, newer HVAC heat pump, blown-in attic insulation, and a remodeled walk-in pantry. Stainless steel kitchen appliances convey. Outside, enjoy a spacious fenced backyard and large freshly resealed and painted deck. NO HOA! Conveniently located near shopping, dining, Fort Bragg, and I-295 while tucked into an established residential setting. Public water and sewer are provided by Fayetteville PWC, with electric service through Lumbee River EMC.

7732 Redwood Ave, Fayetteville

Listing courtesy of Keller Williams Pinehurst. Contact:

$240,000

3 Beds ⋅ 2 Baths ⋅ 770442 MLS

Welcome to 2367 Zollie Jones Road! This updated 3-bedroom, 2-bath home offers 1,618 square feet of living space with a spacious layout and stylish finishes throughout. The refreshed kitchen features white cabinetry, modern black hardware, updated countertops and appliances, while the updated bathrooms continue the home's clean, contemporary feel. Multiple living areas and two fireplaces provide plenty of space to relax, entertain or create a flexible home office or gathering space. Additional features include a UV filtration system, reverse osmosis system, sediment filtration, smart-home features and security cameras that convey. Situated on a generous lot with mature trees, this property offers room to enjoy the outdoors and a peaceful setting. The home is served by well and septic and accessed by a private road. Conveniently located near shopping, dining, Fort Bragg and other Fayetteville amenities.

2367 Zollie Jones Road, Fayetteville

Listing courtesy of LPT REALTY LLC. Contact:

$160,000

3 Beds ⋅ 2 Baths ⋅ 100608355 MLS

Country setting, acreage and opportunity--all for $160,000! Tucked away down a private drive on 1.89 acres, this 1,580-square foot home offers plenty of space for a buyer ready to add their own updates and personal style. Conveniently located to both Fayetteville and Dunn, the property offers privacy of country living without feeling disconnected. Inside are three bedrooms, two bathrooms, and two separate living areas, including a newer added spacious family room with an electric fireplace. The original den offers cozy gas logs. Outside mature trees, a large yard, two oversized carports and three shed/workshop areas provide plenty of room for vehicles, equipment, hobbies and storage. Offered at $160,000 and being sold CASH ONLY. If you been searching for an affordable property with acreage, usable space and the potential to make it your own, this one deserves a look.

6413 Faircloth Bridge Rd, Stedman

Listing courtesy of Mitchell Realty LLC. Contact:

$152,500

2 Beds ⋅ 1 Baths ⋅ 770292 MLS

Beautifully Renovated & Truly Move-In Ready! This charming home has been completely renovated with no projects needed; just move in and enjoy! Major 2026 updates include all new windows, a new roof, HVAC system, water heater, and electrical panel, with permitted work completed and passed inspection by the City for added peace of mind. Inside, you’ll find spacious bedrooms, freshly painted interior, and durable LVP flooring throughout. The beautifully updated bathroom features a relaxing tub with a tiled shower surround. Outside, enjoy plenty of yard space with a fully fenced yard, perfect for entertaining, pets, or simply relaxing. Conveniently located just minutes from Walmart, restaurants, pharmacies, local shopping, and Fort Bragg, this home offers comfort, convenience, and value in one package. Come see this adorable, beautifully renovated home today!

623 Eva Circle, Spring Lake

Listing courtesy of ALL AMERICAN REALTY GROUP. Contact:

946 Stewarts Creek Drive Unit 8, Fayetteville

$65,000

2 Beds ⋅ 2 Baths ⋅ 770078 MLS

Whether you are looking for a smart investment property or a low-maintenance place to call home, this two-bedroom, two-bathroom, second-floor condo in Stewarts Creek is a perfect match. Located just minutes from everyday shopping and Fort Bragg, the unbeatable proximity means you even have time to head home for your lunch break. Inside, the layout features seamless laminate flooring throughout and an inviting living room anchored by a fireplace. Step outside to enjoy your morning coffee on the private balcony, which includes convenient direct access from the guest bedroom. When it is time to unwind, the primary suite offers a spacious retreat complete with a private bathroom featuring a garden tub and a separate shower.. Welcome Home! AGENTS-not a member of MLS? Call Showing Time for access/disclosures.

946 Stewarts Creek Drive Unit 8, Fayetteville

Listing courtesy of KELLER WILLIAMS REALTY (FAYETTEVILLE). Contact:

$305,000

3 Beds ⋅ 2 Baths ⋅ 770062 MLS

Welcome to this beautifully maintained brick ranch, perfectly situated in Hope Mills and just minutes from the convenience of I-95. Step inside to a bright living room accented by a vaulted ceiling, which flows seamlessly into an open eat-in kitchen with sleek granite countertops and modern stainless steel appliances. The true highlight of the home is the gorgeous sunroom, offering a tranquil, light-filled space to relax and entertain year-round. The main floor features two comfortable guest bedrooms alongside a primary suite that showcases a tray ceiling and an ensuite bath, complete with double vanities, a relaxing jetted tub, and a separate walk-in shower. Upstairs, a spacious bonus room provides the ultimate flex space, ideal for a home office, media room, or play area. Outside, the privacy-fenced backyard and inviting patio are ready for summer barbecues, while the double garage offers a premium finish with pristine epoxy floors. Combining everyday comfort, stylish upgrades, and an unbeatable location, this property is ready to become your next dream home. Welcome home! AGENTS-not a member of MLS? Call Showing Time for access/disclosures.

4135 Edward E Maynor Drive, Hope Mills

Listing courtesy of KELLER WILLIAMS REALTY (FAYETTEVILLE). Contact:

$344,000

4 Beds ⋅ 3 Baths ⋅ 770400 MLS

Welcome home to 1504 Laguardia Drive in Cypress Crossing, Hope Mills. This 4-bedroom, 3- full bath home offers about 2,576 square feet of flexible living, a huge bonus room, and a layout that works for everyday family life or guests. The seller is offering $10,000 in concessions toward the buyer’s closing costs, or to use as you choose, with an accepted offer. Built in 2012, the home opens to a two-story foyer and an open floor plan with granite countertops, stainless appliances, a corner fireplace, and a mix of hardwood and carpet. One bedroom is downstairs for guests or a home office. The remaining bedrooms are upstairs, including a primary suite with a double vanity, garden tub, separate shower, and large walk-in closet. Laundry is conveniently upstairs. Outside, a privacy-fenced backyard and screened porch give you a quiet place to unwind. A 2-car attached garage, city water and sewer, and a low annual HOA keep ownership simple. A standout upgrade is the newer 50-year roof with a transferable warranty, so the next owner inherits long-term coverage and peace of mind. Located in the desirable Gray’s Creek school district (Alderman Road Elementary, Gray’s Creek Middle, and Gray’s Creek High) and just minutes from shopping, dining, and a straightforward commute toward Fort Bragg.

1504 Laguardia Drive, Hope Mills

Listing courtesy of ON POINT REALTY. Contact:

$319,900

4 Beds ⋅ 3 Baths ⋅ 770387 MLS

COMING SOON in Briarwood Hills! Showings begin soon, with interior photos coming soon. Welcome to 2632 Elmhurst Drive, a beautifully maintained 4-bedroom, 2.5-bath home offering a great combination of space, updates, and outdoor living. The backyard is a true retreat with a beautiful in-ground pool and fully fenced yard—perfect for relaxing or entertaining. Numerous updates include new appliances, water heater, and pool liner in 2025, replacement windows in 2016, roof in 2017, and vinyl siding in 2022. With four bedrooms, two and a half baths, a fantastic pool and backyard, and a great Briarwood Hills location, this is one you won't want to miss. Stay tuned for interior photos and showings beginning soon!

2632 Elmhurst Drive, Fayetteville

Listing courtesy of COLDWELL BANKER ADVANTAGE - FAYETTEVILLE. Contact:

$289,900

3 Beds ⋅ 3 Baths ⋅ 770403 MLS

NO HOA and NEW CONSTRUCTION near downtown Raeford! Enjoy the benefits of a brand-new home without HOA dues or restrictions. This thoughtfully designed two-story floor plan, the Slater, built by A&G Residential, 3-bedroom, 2.5-bath home offers over 1,500 square feet, a 2-car garage, and a 0.17-acre lot with inviting covered front and back porches. Step inside to a foyer that leads into a functional main-level layout featuring a convenient powder room, dining area, kitchen, and family room. The kitchen is equipped with granite countertops, island, and stainless steel appliances. Upstairs, all three bedrooms are conveniently located along with a full hall bath and dedicated laundry room. The primary suite features a tray ceiling, walk-in closet, and private bath complete with a dual-sink vanity, quartz countertops, and walk-in shower. Two additional bedrooms provide flexibility for family, guests, or a home office.

946 Stevens Street, Raeford

Listing courtesy of COLDWELL BANKER ADVANTAGE - FAYETTEVILLE. Contact:

$139,900

3 Beds ⋅ 2 Baths ⋅ 100608216 MLS

Whether you're looking for a place to call home or your next investment property, this 3-bedroom, 1.5-bathroom home offers plenty of potential. With 1,104 square feet of single-story living, the layout is functional and easy to make your own. Fresh interior paint gives the home a clean starting point, while the existing updates make it easy to move in and enjoy or put your own personal touches on the space. A one-car garage adds convenient storage and parking, and the fenced backyard provides a private outdoor area. Previously used as a rental property, this home offers an appealing opportunity for an investor or anyone looking for a property with flexibility and potential. Its convenient location puts Cross Creek Mall, Cape Fear Botanical Garden, Skibo Road, the All American Freeway, shopping, dining, recreation, and major roadways all within easy reach.

6213 Sabine Dr, Fayetteville

Listing courtesy of Nest Realty. Contact:

$274,900

3 Beds ⋅ 2 Baths ⋅ 770396 MLS

NO HOA and NEW CONSTRUCTION near downtown Raeford! Enjoy the benefits of a brand-new home without HOA dues or restrictions. This thoughtfully designed Havilland floor plan, built by A&G Residential, 3-bedroom, 2-bath home offers over 1,300 square feet, a 2-car garage, and a 0.17-acre lot with inviting covered front and back porches. Step inside to a bright, open-concept floor plan that brings the main living spaces together for easy everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances, and a dedicated laundry room. The primary suite offers a walk-in closet and an en-suite bath featuring a dual-sink vanity with quartz countertops and a walk-in shower. Two additional bedrooms and a full bath provide flexible space for family, guests, or a home‌‌‌‌‌‌‌‌‌‌‌‌ office.

950 Stevens Street, Raeford

Listing courtesy of COLDWELL BANKER ADVANTAGE - FAYETTEVILLE. Contact:

$360,000

3 Beds ⋅ 3 Baths ⋅ 100608209 MLS

Privacy, space and convenience come together at 427 Newburgh Drive. Situated on a double lot at the end of a quiet dead-end street, this 3-bedroom, 2.5-bath home offers a tree-lined setting, peek-a-boo lake views and the added privacy of backing to Methodist University land. Step inside to a spacious floor plan featuring a formal dining room, large kitchen with abundant cabinetry and breakfast nook, and an inviting living room centered around a brick fireplace. The first-floor primary suite offers a private retreat with an ensuite bath featuring a large, jetted tub. Upstairs, two generously sized bedrooms share a conveniently located guest bath, while an additional room off one bedroom provides flexible space for a home office, gym or playroom. A separate staircase off the kitchen leads to the oversized bonus room, creating even more flexibility for a media room, guest space or second living area. Outside, enjoy the screened porch, terraced seating area, mature trees and peaceful surroundings, all on a spacious double lot. A half-circle driveway and attached garage provide plenty of parking and additional storage. Despite the private setting, everyday conveniences are just minutes away, including Starbucks, Chick-fil-A, Walmart and Scrub Oaks. Methodist University is just minutes away, I-295 is less than 10 minutes away, providing convenient access to Fort Bragg and destinations throughout Fayetteville. Recent updates include insulated smart garage doors installed in 2025, refrigerator replaced in 2024 and water heater replaced in 2023. A peaceful setting without giving up the convenience of being close to everything!

427 Newburgh Dr, Fayetteville

Listing courtesy of RE/MAX Choice. Contact:

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