Cross Creek Homes under $400,000

Welcome to Cross Creek, a charming subdivision nestled in the heart of North Carolina, where Southern hospitality meets modern living. This picturesque community offers a perfect blend of tranquility and convenience, making it an ideal choice for families, first-time homebuyers, and anyone looking to embrace a vibrant lifestyle.

Cross Creek is known for its beautiful tree-lined streets, well-maintained parks, and a strong sense of community. The subdivision boasts a variety of homes under $400,000, making it accessible for a wide range of buyers. Whether you’re seeking a cozy single-family home or a contemporary townhome, Cross Creek has something to fit your needs and budget.

The homes in this subdivision are thoughtfully designed, featuring open floor plans, spacious backyards, and modern amenities that cater to today’s lifestyle. Many properties come with energy-efficient appliances and beautiful landscaping, ensuring you find a home that not only meets your needs but also enhances your living experience.

In addition to its beautiful homes, Cross Creek is conveniently located near shopping, dining, and recreational opportunities. Enjoy weekend outings at nearby parks, explore local trails, or partake in community events that foster a sense of belonging. With excellent schools and friendly neighbors, Cross Creek is more than just a place to live; it’s a place to thrive.

Discover the charm of Cross Creek today, where your dream home awaits at an affordable price! Embrace the opportunity to become part of this welcoming community and start creating lasting memories in your new home.

Newest Cross Creek Homes under $400,000

$349,000

3 Beds ⋅ 2 Baths ⋅ 100602174 MLS

Welcome to 133 Derby Lane, where peaceful country-style living, a huge homesite, and a great Hampstead location come together! This freshly painted 3-bedroom, 2-bath home offers 1,459 square feet of comfortable living space with plenty of room to enjoy both inside and out. The tiled kitchen includes the appliances and flows easily into the home's living and dining areas. The spacious primary suite features vaulted ceilings and an extra-large walk-in closet, creating a comfortable retreat with plenty of storage. Outside is where this property really shines! Relax on the covered front porch or step out onto the large rear deck overlooking the expansive backyard. Situated on approximately .79 acre, there's plenty of room to spread out, entertain, garden, play, or simply enjoy the outdoors--and there's room to park your RV, boat, or other recreational toys! Located in the established Cross Creek community, the neighborhood adds even more to the lifestyle. Residents enjoy access to a private community boat ramp leading to Harrison Creek and the Cape Fear River--perfect for boating, fishing, kayaking, and enjoying life on the water. Community amenities also include green space, a large soccer field, picnic/common areas, and plenty of room for walking and biking. Generous homesites give Cross Creek an open, spacious feel without the uniform, mass-produced look found in many newer neighborhoods. The location offers that hard-to-find combination of peaceful country-style living and convenience. Enjoy being tucked away from the hustle and bustle while remaining within easy reach of Wilmington, Hampstead shopping and dining, Topsail-area schools, and the renowned beaches of Topsail Island. And there's even more happening nearby. The new J.H. Lea Elementary and Middle School campus is currently under construction in Hampstead and scheduled to open in 2027. The NC 210-to-north-of-Hampstead section of the new U.S. 17 Hampstead Bypass is also currently anticipated for completion in late 2027, providing another future transportation option for this growing area. If you've been looking for a home with room to breathe, space for the boat or RV, community water access, a large yard, and easy access to everything the Hampstead and Topsail area has to offer, 133 Derby Lane deserves a look!

133 Derby Ln, Hampstead

Listing courtesy of Century 21 Coastal Advantage. Contact:

$352,690

5 Beds ⋅ 3 Baths ⋅ 768006 MLS

Room to live, room to gather, and room to grow—with 5 bedrooms, 3 bathrooms, and approximately 2,511 square feet, this beautifully designed two-story home offers the flexibility today’s buyers want without sacrificing comfort or style. At the heart of the home, the kitchen, dining area, and family room create an inviting space made for everyday life as well as life’s special occasions. This kitchen features stainless-steel appliances, a generous kitchen island, and a walk-in pantry, giving you the perfect setup for everything from a quick breakfast before you leave the house to memorable gatherings. At the front of the home, French doors lead you into your flex room—use it as a formal dining room or whatever suits your needs. This home also offers the versatility of a 1st-floor bedroom paired with a full bath—ideal for overnight guests or multigenerational living. Upstairs, the spacious primary suite offers a peaceful retreat with dual walk-in closets, dual vanities, a walk-in shower, and a separate water closet for privacy. Three additional bedrooms provide plenty of space for family and guests, while the loft creates even more possibilities. Use it as a gaming room, home gym, study area, home library, or a play space. Designed to stay functional for you as your needs change over time, this beautiful home in the welcoming community of Cross Creek is waiting for you.*Photos are not of the actual home or interior features and are representative of floor plan only.

66 Firehawk Drive, Spring Lake

Listing courtesy of DR HORTON INC.. Contact:

$356,990

5 Beds ⋅ 3 Baths ⋅ 767999 MLS

27 Windrose Lane is a spacious 2-story home designed to give you room for everyone and everything. With approximately 2,804 square feet, this 5-bedroom, 3-bath home features a 2-car garage and a flexible layout. A welcoming foyer opens to an open-concept main level, with the kitchen, dining area, and family room open to one another. At the front of the home, there is a convenient 1st floor bedroom and a full bath great for multigenerational living or hosting guests. The elegant finishes of this home add a polished touch, creating a warm and inviting environment. The Kitchen is made for gathering, featuring quartz countertops, stainless steel appliances, a walk-in pantry, and a generous center island with plenty of room for meal prep and casual seating. Just off the kitchen, the rear patio provides an easy spot to enjoy the outdoors. Upstairs the loft offers additional space for a home office or whatever your lifestyle calls for. The primary suite provides a private retreat with a spacious walk-in closet and en-suite bathroom featuring dual vanities, a walk-in shower, a separate water closet, and an additional walk-in closet! 3 additional bedrooms and a full bath are also upstairs. With 5 bedrooms, 3 full bathrooms, multiple living spaces, and thoughtful details throughout the home, 27 Windrose Lane offers flexibility and space to truly make yourself at home.*Photos are not of the actual home or interior features and are representative of floor plan only.

27 Windrose Lane, Spring Lake

Listing courtesy of DR HORTON INC.. Contact:

$337,740

3 Beds ⋅ 3 Baths ⋅ 767988 MLS

Located at Cross Creek in Spring Lake, 129 Discovery Way offers the kind of versatility that makes a home work for real life. This two-story home features approximately 2,340 square feet, 3 bedrooms, 2.5 bathrooms, and a 2-car garage. The first-floor layout brings the main living spaces together, with the kitchen opening to the dining area and great room. This layout keeps everyone connected without sacrificing the room to spread out. The kitchen features quartz countertops, stainless-steel appliances, a center island, and a walk-in pantry. Near the front of the home, behind elegant French doors, the flex room can take on whatever role makes the most sense for you—a home office, study, playroom, or extra living space. Out back, the patio gives you a natural spot for enjoying your morning coffee or winding down at the end of the day. Upstairs, the primary suite features a walk-in closet and a private bathroom with dual vanities, a walk-in shower, and a separate water closet. Two additional bedrooms share a full bathroom, while the loft adds another flexible space to use as you see fit. Set it up as a media room, workspace, play area, or a lounge. A centrally located second floor laundry room keeps laundry close to the bedrooms to make one of life’s chores easier! Life at Cross Creek offers planned amenities including a walking path, pollinator park, pavilion, and community bench swing pocket park—giving residents places to unwind and enjoy the outdoors. With a flexible layout, practical features, and plenty of ways to enjoy the community around you, 129 Discovery Way is a home that gives you the freedom to shape the way you live at Cross Creek. *Photos are not of the actual home or interior features and are representative of floor plan only.

129 Discovery Way, Spring Lake

Listing courtesy of DR HORTON INC.. Contact:

$333,990

4 Beds ⋅ 2 Baths ⋅ 767976 MLS

Welcome to 111 Firehawk Drive in Cross Creek, where modern design and everyday convenience come together. This approximately 1,891 square-foot, single-story home offers 4 bedrooms, 2 bathrooms, and a 2-car garage, with an open layout designed to make the most of every space. At the heart of the home, the family room, kitchen, and dining area come together in an inviting open-concept design. The kitchen features stylish shaker-style cabinetry, quartz countertops, a ceramic tile backsplash, stainless steel appliances, and a spacious island, creating a beautiful and functional hub for both everyday meals and entertaining friends or family. Beyond the home’s walls, Cross Creek offers planned amenities including a walking path, pollinator park, pavilion, and community bench swing pocket park—giving residents places to unwind and enjoy the outdoors. Enjoy convenient access to shopping, dining, recreation, Fort Brag, Fayetteville State University, nearby golf courses, and outdoor destinations including Carvers Creek State Park. Only 54 miles from Raleigh-Durham International Airport, you can ensure connectivity to domestic and international travel. With four bedrooms, single-level living, modern finishes, and a convenient location, 111 Firehawk Drive offers an inviting blend of comfort, style, and functionality at Cross Creek in Spring Lake.*Photos are not of the actual home or interior features and are representative of floor plan only.

111 Firehawk Drive, Spring Lake

Listing courtesy of DR HORTON INC.. Contact:

$389,900

3 Beds ⋅ 2 Baths ⋅ 100593996 MLS

Welcome to 218 Oakmont Drive, where true rural living meets everyday convenience. Tucked on a full one-acre lot in Hampstead's Cross Creek, you get elbow room, quiet evenings on the porch, and real space to breathe, yet you're under 30 minutes to downtown Wilmington and Wrightsville Beach and about 35 to Topsail Island and Surf City, all within the sought-after Topsail School District. The showstopper sits out back: a detached two-car garage with a huge workshop and storage galore, ideal for projects, toys, or a home business. A pull-through driveway makes parking multiple vehicles, boats, or trailers effortless. Peace of mind is built in: roof replaced after Hurricane Florence, fully encapsulated crawlspace with dehumidifier, 2021 HVAC and water heater, city water, and a home that has never flooded, including through Florence. Cross Creek is one of the area's best-kept secrets. Residents enjoy a community boat ramp with access to the Cape Fear River, plus green space, a soccer field, and common areas to roam. Homes here sit on generous lots with no cookie-cutter feel. Inside, this well-kept 3-bedroom, 2-bath split plan lives bright and open under vaulted ceilings, with durable LVP flooring throughout and a fantastic sunroom made for morning coffee. The attached garage has been finished as a workout room with rubber gym flooring, ready for whatever you need it to be. Space, updates, water access, and a workshop this good rarely come together. Come see 218 Oakmont before it's gone.

218 Oakmont Dr, Hampstead

Listing courtesy of Keller Williams Innovate-Wilmington. Contact:

$256,900

4 Beds ⋅ 3 Baths ⋅ 100583267 MLS

Come see this beautifully maintained home on the outskirts of Nashville, NC in a welcoming small-town community.This floor plan offers 4 bedrooms or 3 bedrooms plus a nice office, giving you the space you need for family, guests, or working from home. You'll also love the attached garage, large laundry room, and a beautiful primary suite featuring a spacious bath and walk-in closet. Recent updates include a new roof installed in May 2026, and the home is already equipped with fiber internet for lightning-fast connectivity. Conveniently located near shopping and with easy access to US 64 and I-95, this home is ideal for commuters while still offering the charm of a quiet community. *** Please note that some photos were altered virtually to remove and/or add furniture. No physical features of the rooms were changed. ***

2020 Creek Rd, Nashville

Listing courtesy of Market Leader Realty, LLC.. Contact: erl2609@gmail.com

$246,400

3 Beds ⋅ 2 Baths ⋅ 100578590 MLS

Like-new home in Nashville's sought-after Cross Creek subdivision, featuring an open-concept layout and a welcoming neighborhood setting on the town's outskirts. Convenient to shopping with quick access to US-64 and I-95 for easy commuting. Move-in ready with modern appeal and superb convenience.

2008 Creek Rd, Nashville

Listing courtesy of Market Leader Realty, LLC.. Contact: erl2609@gmail.com

$240,400

3 Beds ⋅ 2 Baths ⋅ 100578594 MLS

2016 Creek Rd, Nashville

Listing courtesy of Market Leader Realty, LLC.. Contact: erl2609@gmail.com

$339,900

3 Beds ⋅ 2 Baths ⋅ 100570964 MLS

Attention horse owners--unique opportunity to own a home in the Cross Creek neighborhood that allows the owner to keep 1 horse on the property. This well maintained 3BR/2BA home features hardwood floors in the main living areas, a spacious living room, a dining area and nice size kitchen with a pantry closet and the laundry area. The home also features a split bedroom plan including the master bedroom with a private bathroom and walk in closet, plus 2 additional bedrooms, each with a walk in closet. After a day at work relax on your rear deck overlooking you rear yard. The rear detached garage and additional shed gives you ample storage space. The property is just under 1 acre and has mature trees and space for a garden, play area or whatever your family wants. Additionally, as one of the few lots that allow horses you have access to a shared horse run directly behind the property. Located just minutes to shopping, area beaches and Wilmington.

114 Royal Oak Dr, Hampstead

Listing courtesy of RE/MAX Executive. Contact:

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